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Dodd-Frank Act

The Dodd-Frank Act , the reform of financial regulation is the United States and includes among other aspects of the so-called Volcker Rule .

view this reform, which will prevent the next crisis, really does, it requires the implementation of concrete and practical rules. The competent authorities are working. The Republicans, who have won the last elections prevail work, but with the same force because to torpedo the reform project. It is when it goes after them, stay with the old system under which the banks say the government where to go long.

How to Derail Financial Reform, The New York Times, Editorial, 26 December 2010.

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Out of the collapse, into the collapse!

Out of the collapse of the planned economy, into the collapse of casino capitalism !

The Baltic States (Estonia, Lithuania, Latvia), Bulgaria and Romania to pay for the sins of casino capitalism. For its economic development based on an integration in the EU banking system that was fully in the optimistic irresponsibility on EU integration and credit billion pumped into the economy.

This shows an analysis of the different performance of countries such as Poland and the Czech Republic, which succeeded to some extent a degree of re-industrialization, which shows the Baltics or Bulgaria and Romania.

"What factors have contributed to these diverging developments? The speed of credit growth seems to correlate well with unsustainable developments and hence the key question is what are the underlying causes of fast credit growth, Particularly in the BB5 and WB6 countries? Certainly the fixed exchange rate in many countries was a contributing factor, since price-level convergence could Occur only through higher inflation (as opposed to nominal exchange rate appreciation). However, other domestic policies, such as fiscal policy or banking regulation, did not play a significant role. Instead, deep integration with the EU has predisposed CESEE countries to large capital inflows. It is fair to conclude, not just with the benefit of hindsight, that the lending practices of mostly foreign-owned banks were not always prudent.

When the crisis started, it first hit western banks forcing them to accumulate liquidity to cover losses from non-performing assets, and to build up reserves. This led to sudden interruptions, and even reversals, of bank-linked parts of capital inflows to the emerging markets, including most of the CESEE region. This was accompanied by outflow of other categories of capital as other financial investors became more riskaverse and decided to reduce their exposure in CESEE countries and fly to 'safe havens'. The resulting credit crunch was strong enough to depress economic activity and pitch most CESEE economies into recession. The impact was exacerbated by the subsequent export and investment declines, the latter resulting from increased overall uncertainty about future growth prospects. As the crisis unfolded, the credit crunch was replaced by falling demand for credit, caused by increased uncertainty and lowered expectations with respect to future growth prospects (Ghosh, 2009)."

Whither growth in central and eastern Europe? Policy lessons for an integrated Europe.
BY TORBJÖRN BECKER, DANIEL DAIANU, ZSOLT DARVAS, VLADIMIR GLIGOROV, Michael Landmann, PAVLE PETROVIC, Jean Pisani-Ferry, Dariusz Rosati, AND ANDRÉ SAPIR Beatrice Weder di Mauro.

Bruegel blueprint series, Volume XI. www.bruegel.org . ISBN: 978-9-078910-17-6.

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triangulation - old wine in new bottles

U.S. president to be seen with the Republicans, who have won the last election the upper hand? Following a strategic realignment, he will reorganize his political advisers. He wants to learn from his predecessors in office, but without Bill Clinton's attempts to copy way. In particular, " triangulation" approach is a Clinton, Obama did not fit into the concept.

"Despite all his time studying the Clinton administration, Mr. Obama told his aides that he had no intention of following the precise path of Mr. Clinton, who after the Democratic midterm election defeats of 1994 ordered a clearing of the decks inside the White House, installed competing teams of advisers and employed a centrist policy of triangulation. In fact, several advisers confirmed, the word “triangulation” has been banned by Mr. Obama because he does not believe it accurately describes his approach."

JEFF ZELENY: Obama Is Set to Shuffle His Staff . NYT, 23.12.2010.

Was versteht man indes unter " triangulation " innerhalb der US-amerikanischen Politik?

" Triangulation is the name given to the act of a political candidate presenting his or her ideology as being "above" and "between" the "left" and "right" sides (or "wings") of a traditional (e.g. UK or US) democratic "political spectrum". It involves adopting for oneself some of the ideas of one's political opponent (or apparent opponent). The logic behind it is that it both takes credit for the opponent's ideas, and insulates the triangulator from attacks on that particular issue. Opponents of triangulation[who?], who believe in a fundamental "left" and "right", consider the dynamic a deviation from its "reality" and dismiss those that strive for it as whimsical."

Derlei Versuche, über den politischen und idelogischen Fronten zu stehen, hat already taken place earlier. Proudhon's Philosophy of Poverty was such an attempt to mediate between the bourgeois political economy and communism. Marx has shown in his refutation Proudhon an impassable method.

"In a dialectical sequence understands Proudhon an array of economic categories (which he also" machines "sums up what Marx rejected as uneconomic stars [6]), with a good side of a bad side contradicts and ultimately both are reconciled in a synthesis . This is for neither Marx (Hegelian) dialectic, nor a satisfactory approach because instead of a statement only moral judgments come into play "in Marx's original

Or:

." Proudhon, the dialectic of Hegel subjects when he applied to the political economy.

For M. Proudhon, every economic category, two sides, good and bad. He regarded the categories as the petty bourgeois regarded the great men of history: Napoleon was a great man, he has done many good things he has done so many bad things.

The good side and bad side, the advantage and disadvantage of the combined form for M. Proudhon the contradiction in every economic category.
problem to solve: Keep the good side and eliminate the bad "

. [Marx: The Poverty of Philosophy, p. 160 Digital Library Volume 11: Marx and Engels, p. 2467 (see MEW vol 4, p. 131)]

The term "triangulation" has recently been placed in the methodology of empirical sciences a certain career.

triangulation is a research strategy in empirical social research, be used in various methods or ways of seeing the same phenomenon or are different types of data for the study of a phenomenon used to the strengths of each one approach, the weaknesses of each other in balance. The aim is usually to achieve a higher validity of research results and to reduce systematic errors.

One could see from this that "triangulation" a continuation of ideas and methodological considerations that were discussed at weddings of critical rationalism as theory pluralism and pluralism of methods.

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stupidity of violence, once the masses take

Still, why does it matter what some politicians and think tanks say? The answer is that there's a well-developed right-wing media infrastructure in place to catapult the propaganda, as former President George W. Bush put it, to rapidly disseminate bogus analysis to a wide audience where it becomes part of what ". everyone knows" (There's nothing comparable on the left, Which has fallen far behind in the race humbug.)

Paul Krugman: The Humbug Express . The New York Times, 23/12/2010.

If the leaders are at the end of their wits, so that only means that they run out their recipes.

If they say there is no alternative policy to their sad, it means nothing else than that the unspoken premise of this policy ("the unavoidable conditions") they are not personally questionable. The limits of their thinking skills are the limits of their real capacity to act.

The alternatives, however, no real alternatives, but exists only for the ruling political strategists. Because they can be removed, by the political staff and interchanges shall generally harmful power structures out of action.

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oven, microwave, refrigerator, dishwasher, cleaning tips

当 家里 的 烤箱 需要 清理 的 时候, 大家 都 怎么? ? & P7 d. I, G + E3 U3 W7 H


I bought this to use in the supermarket, I feel very good, and everyone can try Test:

(]) l / P, x% v4 F
! a) K, h ([: `* P3 g% K0 t%? + B Ideal für Backouml ; fen, Backbleche, Grillgeräte, Auflaufformen, Pfannen, Töpfe, Kaminfenster, Grillroste.
I bought in the DM, 2,49 EUR ~ Such as the oven cools each time I use this spray to clean up and then directly.

recommended SIDOL Backofen Grill, this is pretty good, more foam is used to clean up the barbecue tools are like ~, used to clean burnt pot A of what can be oh.


Second, when the microwave oven use, which a lot of oil how clean? & `" ^% e, X + F "Y1 S" g4 R "z
here I give you recommend a small prescription, personal feel very good and useful:

Clean microwave oven is best to use the natural way, I always feel the spray on the body is not very good. I just buy a ready-made lemon juice and water in a microwave oven, a file transfer with the highest 5 minutes, then gently touch the inside with a paper towel sheets traces of oil there would be no friends. But also scattered with lemon fragrance ~ we can use this method to clean up.

cleaning the microwave, the microwave

were cleaned best by placing a dish filled with water and Zitronenhaelften bowl into the microwave up and running at the highest speed for 5 minutes can be. The dirt is then dissolved and can be easily removed with a cloth. In addition, the microwave will smell pleasantly fresh.或者

当然 也 可以 在 超市 买 Dr. Beckmann microwave active cleaner, 据 朋友 说 满 好用 的 ~

Easy and quick cleaning of the microwave through innovative steam technology
- High fat dissolving power, powerful against the baked dirt
- Speisegerüche werden wirksam neutralisiert-W7 J) v * q! P: y "u
- lebensmittelsauber
- Inhalt: 250 ml
- Preis: ca. 2,45

clean the refrigerator, I usually use this: * e 'D5 _ /] 1 , v! k + ^) ~ 7 N (x2 j0 [(g



+ c /?) {'M7 L) F # J8 q (Q $] /} 3 T * l5 X! n) _; e d2 ~ Oh, I am often is to use white vinegar to clean the house, put 500ml of water in the kettle pot, boiled put two spoonfuls of white vinegar into the best night Ah, the next day to ensure clean ~ b. u & b! \\ 4 j7 Y & n6
Every year I have a dishwasher with this care, in the major supermarkets.

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nothing more than the truth ...?

The Wikileaks -founder Julian Assange enjoys the sympathy of the majority, even if he is more explosive with his operations to locate and release moves truths often in the gray area of legality.
In a survey of the site of the (CH), visitors from certain evening news about how they relate to the actions of Wikileaks.

There were three options for answers given:

a) We like it when David fought Goliath
b) We love nothing more than the truth
c) We want outsiders to be punished

b) was clearly in the lead - 56% chose this option. The result is both surprising, not the other.

Not surprisingly it is when we are behind the direct statement: "We love nothing more than the truth" look. It has always been welcome, if someone from the machinations of some powerful institutions, which we are delivered partly, or acting threatening or frightening, brought to light. That is why conspiracy theories are popular, whether they are true or not. About Mighty churches or sects that enslave their followers, states / governments, abusing their authority to freely to do wrong, mega-corporations, which means their financial resources circumnavigate the law, etc. .. If these things come to light, we are happy and feel safe, because who knows if it can not meet him once when he gets one of those in power in the way?

does surprise the statement of the majority that "we love nothing more than the truth" when we take the sentence literally and apply it to every situation and each person applying (including ourselves).
we love for the truth when it is detrimental to us?
Yes, we condemn those whose 'truth' by Wikileaks is dragged into the light. We rightly condemn that prevent them want their dark machinations come to the surface.
But what does it look if someone wants to pull our most secret things to light? If things we have done for us, we feel ashamed actually (should) should be made known?
example, if it should be known that I hate my staff that I vorheuchle loyalty, actually ... come out if, should I have cheated on my wife, my husband (perhaps only in thought, or through employment with pornography, or even in fact) ... if people should learn that I had spread false things about others, or that I had stolen someone something (And if the only time that I 'make blue' by the boss had stolen ).... and so on.
All these things we may not look as bad. We can rightly lay justifications for it. But if we imagine that we would be drawn to the public and put down and it would mean: ". This is the one who has done the do /"
Would we then also say that we love nothing more than the truth?

No, I do not think so. We would be the one who brings these truths to light about us to hate the way the climate liar and hate the Americans Julian Assange!
why people really hate the truth. Above all, the truth, published by God in the Bible about it. That is why they hate God and his messengers. Because no one loves the truth, which places him in a bad light - even if it's the truth.

But actually we should love the truth really is. For the truth, published by the God above us in the Bible is not to destroy us. But it wants to call us to repentance. And she wants to show us the man who came to wanted all the shameful things that we thought, and have done so to forgive.
There is a divine Wikileaks, which is brought up after our death. Then indeed all come to light what we previously held in secret have.

Blessed is he who faces the uncomfortable truth earlier, admits that he has (in all points) against God's law (read in 2.Mose 20) failed and offered general amnesty to persons which is offered to him if he confesses. The Bible expresses the
this:

When we say that we have no sin, we deceive ourselves and the truth is not in us. If we confess our sins, He is faithful and just to forgive us our sins and to cleanse us from all unrighteousness . (1 Jn 1:8-9)

.

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Multicultural term pluralism on Wikipedia

against our German Wikipedia-top teachers, it is clear refreshing that there is another way elsewhere.

While Bouclier fiscal in France means the global maximum tax rate of a taxpayer, that is a concept of tax law and tax theory is that the Germans, the Anglophones know hereafter, the world and its concepts only as business administration or management science :

tax shield on Denglisch or "tax shield" or original English Tax Shield these people is nothing but a means to increase the tax by issuing the profits yet.

Since then perfectly understandable if, in Le Monde means

Le bouclier fiscal est mort, vive l'impôt progressif

tax equity

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HOTNEWS: Note 1529649 - End of the validity of the factory calendar end of 2010

symptom

supplied by SAP factory calendar are standard by 2010. Before the expiry of the validity of any error message. This may be the year in applications that use the calendar, leading to subsequent errors.

Other terms

The validity of the calendar ends in 2010.

cause and conditions

All SAP standard systems are provided with the initial installation with the above expiration date.

solution
Check the validity of the factory calendar in the system using transaction SCAL. Extend the validity of your calendar individual requirements manually. A detailed description of editing calendars, see SAP Note 501,670th

The factory calendar is based on the holiday calendar. For this reason, must be extended first establish the validity of the underlying public holiday calendar before you extend the validity of the factory calendar. be updated after changing the settings the calendar buffer.

In general, SAP recommends to make no changes in production systems at the factory calendar. All calendar data should be managed in a customizing system. Updates via transport from the customizing system. As an special case Customizing client to set up the production system. Changes to the customizing client then directly affect the production system, because the data are cross-client.

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Tiny kitchen table


http://ikeahacker.blogspot.com/

Materials:
Numerar oak counter, Oddvar stool, Vika kaj


Description:

My kitchen is long but too narrow for a kitchen table. When I finished my countertops with Numerar oak, I decided to make use of the cutoff to make a little wall-mounted table in the corner behind the fridge. The top is attached to the wall with an aluminium L-profile and supported with two Vika Kaj telescoping legs. Because I mounted this on the same height as my countertops, I got an Oddvar bar stool and shortened the legs to fit the height of my "table". ~ Eli, Belgium

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Faktum cabinet cubby hole

http://ikeahacker.blogspot.com/ Materials:
Faktum, Capita Description:

When I decided to construct a hallway cabinet out of Faktum wall cabinets, I wanted to have an open space under the top where I could put keys, gloves, today's mail, etc.

So I got the 90cm high cabinet with 70cm high doors, and I put a shelf level with the top of the doors. However, this leaves a gap between the shelf and the doors, so I glued a wood strip on the unlaminated back edge of the shelf. My original plan was to widen the indents in the bottom of the shelf, but when I tried it in backwards to test the fit, I liked the look of the wood strip in front so I left it like that.

To improve the look of the cabinet, the unused shelf holes were covered with white plastic plugs sold for the purpose at DIY stores.

~ Eli, Belgium

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index compression in SAP environments

index compression is supported for SAP from Oracle 10g. Only B * Tree indexes are compressed, but no bitmap indexes (which are created by using bitmaps have to save space). Please also note 1109743

index compression is worthwhile especially if there are leading index columns that have a few forms and accounts for a relatively large proportion of the total index-column length. The optimal number of columns to be compressed by default, can be determined in accordance with Note 1109743rd This approach has the advantage that it is based on CBO statistics, and therefore quite fast and requires no locks.

Alternatively ANALYZE INDEX VALIDATE STRUCTURE also be used as described below in certain situations. Note, however, that leads to VALIDATE STRUCTURE locks and therefore should not be carried out in parallel with the production operation. Moreover, this operation can not be parallelized, so it may lead to longer run times:
ANALYZE INDEX "" VALIDATE STRUCTURE;

Then the table INDEX_STATS the Komprierungsinformation be taken, for example: SELECT
OPT_CMPR_COUNT, OPT_CMPR_PCTSAVE FROM INDEX_STATS;
OPT_CMPR_COUNT OPT_CMPR_PCTSAVE
-------------- ---------------- 2 22

beats Oracle in this case before a compression of the two leading index columns and anticipation of a reduction in net index data by 22 percent. With current

BRSPACE versions may also be performed with integrated INDEX REBUILD COMPRESS using the "CBB" option. Example of a compression index of the first two columns:
BRSPACE idrebuild-f-i-INDEX NAME CBB 2

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10 Tipps the right car insurance

http://www.autoaid.de/neuwagen/artikel/10-tipps-zur-richtigen-autoversicherung/ One for all, there is not in the car insurance. This has to make every even on the road and knock on many doors to get out of the many services as possible to pick out exactly which best meets the needs and circumstances. But the effort is worth it.

first Change required is not always A change of the insurance company is not necessarily required to go cheaper. Thanks to ever-new rates and tariff plans in the car insurance is worth a call to to clarify whether it is also cheaper, without scrimping on previous insurance coverage. Remains faithful to its insurance and simply changes the rate.
second Vs. partial coverage. Comprehensive
Anyone who buys a new car closes, usually from a comprehensive insurance to protect the vehicle against all conceivable risks. After several years, then usually goes a third party insurance. Here again it is worth asking if a change from full-brings to the partial coverage savings. That has to be not always the case. If you already have a very cheap insurance against all risks, the partial coverage, the bottom line are more expensive.

third Social insurance is often cheaper

In this day and age especially with the younger generation of personal contact and consultation with dealers or insurance companies not so much in demand. This may prove to be in the car insurance as an advantage. For complete an online insurance, car insurance is often cheaper. Some insurance companies offer both options: the car insurance, where you can contact in case of damage to the local representatives, and those in which everything is handled online or by phone.


4th How many miles do you drive?


For the price structure for the auto insurers are many crucial factors, including the type class, where you can change anything, unless you buy a new vehicle. There are other points that should be checked regularly. One of them is the annual mileage. Are really driven as many miles as agreed in the policy? A closer look at the odometer does not hurt as often for this number reaches a discount system.

5th Can you Exclude drivers?


If the young only once the license, he will usually also in the car by father or mother go. Beginners in particular are in the auto insurance as a risk. Under the policy that anyone under 25 uses the vehicle, does it manifest itself in the premium. Therefore, one should not forget, after 25 Birthday can make an amendment to the contract.

6th Use rate calculator on the web

As the saying goes, "Well, we have compared." This is especially true for car insurance. Most providers can have a calculator on their side, with the premium calculated on the basis of key data. Since the calculation is free and takes no obligation to increase it pays to seek at least for a few insurance companies a quote - by phone or by mail - to compare. You may also use the opportunity the free

comparison calculator

of autoaid.de. You will quickly have an overview of the rates of around 15 car insurance companies for their vehicle.

7th They also compare the performance

With auto insurance, the premium only in their heads and forget about everything else in the savings euphoria proves to be the latest in the incident as a one-way street or dead end. The performance has to be right. Only at the point of showing how well insurance really is. Brochures great, beautiful web pages help much if it has crashed once and it is quite a lonely furrow feels.

8th Special discounts to help save

In the search for the right insurance can pay off, even to offers for certain professional or educational groups must be ensured. As unusual as it may sound, meantime, there are special rates for graduates. It is similar to the type of vehicle. Even if fixed age and type class. Anyone who has upgraded his car with a gas tank can save on eco-tariffs.

9th Rates without Downgrading in case of damage

If you travel a lot and thus more exposed to the risk that something happens, it can be worthwhile to arrange a free claim per year. While normally carried a reversion in the claims category, which proves to be very expensive, nothing changes with this agreement - as long as it remains in a claim.

10th Excess reduces the contribution

Once it Rumst right are 150 or 300 € a no brainer. Often, a simple scratch will cost much more. The patient will be in the car insurance is therefore a very effective way, the premium to be lower. One remains in excess in healthy mediocrity and not play poker too high, you get mostly better off on average. http://www.opel.de/service/accessories/raederreifen/tipps/content.act

In cooperation with car insurance online

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at all TÜV-STATION for used car buyers: TÜV NORD trust check security

http://www.premiumpresse.de/an-allen-tuev-stationen-fuer-gebrauchtwagenkaeufer-tuev-nord-vertrauenscheck-bietet-sicherheit-PR152488.html

a Who want to buy used cars is not a blue-eyed car market, with no preparation, no study the classifieds, admired perhaps not the future own car if it is for the first time before you. But what to be aware of? Spoiler or not? Lowered suspension or not? Paint damage, tread depth, the HU and AU badges? At best, the future own car already has a TÜV NORD trust check, and if there is not such, we can quickly help out at the next TÜV-STATION. "The mobility consultants have the TÜV NORD ROAD GMBH met her new TÜV NORD ConfidenceCheck the mark," says product manager Marija Steinmeier, referring to the experience during a test phase last fall .. Marija Steinmeier had developed the trust check with your car experts and tested last fall at two TÜV-STATION.

The experts at TÜV-STATION look at the trust check carefully: chassis, undercarriage, brakes, engine, wheels and suspension. They are also investigating the possible vehicle accident claims. Finally, conclusions about a test drive the vehicle. Especially for vehicles with damage of the eye of the professional is important: This is about their own safety, but also to the other all road users. "An accident damage is not bad as long as it is repaired properly.

And make sure the experts at TÜV-STATION trust in check", he said. Corrosion of the bottom, a function of steering and the steering linkage, loss of oil to the engine, gearbox and differential are more points. When it comes to the brakes the pads and the condition of the brake discs. A test on the brake test tells you if the brakes are pulling on one side. In the engine room check the mobility consultant engine oil level, the condition of the belt, the cooling system for leaks.

Finally, there is the condition of the tires and suspension. In the eighth body mobility advisors to the TÜV-STATION primarily on damage to windows and mirrors, the function of lights and lighting as well as possible damage to the paintwork. "Confidence Check Our an offer to those who want to know how it is with a used car," says Marija Steinmeier. "After all, is the inspection sticker information about whether a vehicle is roadworthy or not. But an indication whether repairs may come to you, they are not necessarily.

If the brake pads left, then a replacement cost much money, and a supposed bargain quickly becomes an expensive purchase. "

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Tips and Tricks provides the used car buying

http://www.gebrauchtwagen-spion.de/tipps- and-tricks-for-gebrauchtwagenkauf.html

If the desired model is selected only once, then one way to goal. The advantage of a used car purchase at the dealer is the used car warranty, which can offer not a private provider.

In order to experience

the private used car sales no unpleasant surprises, you should do note a few things.

check car exactly

How do you know that the hand is really in excellent condition and worth at least his money, whether you can trust the seller or of an accident damage is silent, it shows if you often only when the car in the heart and low-reviewed.

This is no longer needed in the workshop than on the road traveling, one should note the following before signing the contract.

paint damage

First, you should look closely where the paint is off.

Is the paint from? The painting tells a lot about any accidents, rust and general condition of the desired automobile.

Check the finish in daylight and check for scratches and dents.

from an oblique angle is sometimes only a bump to the view.

Looking specifically at the outer skin along to repainting as overspray, "orange peel" or detect color differences that reveal something about the past of the car.

Uneven gaps and transitions on doors, bonnet, Trunk, Fenders, etc. reveal injuries and should raise your suspicion in any case.

rust and wear

wheel wells, underbody, exhaust should definitely be checked for rust stains. Check details such as headlight lenses and outdoor lighting.

Look at rest of the interior, the trunk and especially the engine.

Even if you notice excessive wear, you should go in Hab-eight position.

repair tracks in the engine room should be declared by the seller. Furthermore, should check as the state of the attachments such as the battery.

engine test

Examine oil, water and acid level. Perhaps this can be seen from the fact that the vehicle is well maintained.

If you run the engine, note whether the car is breathing properly, and the idle speed is constant. Uneven or unusual engine noises like rattling or rattles you should make skeptical.

formalities

cast the formalities? If all vehicle documents available? If the information on the car radio that the vehicle the same? Were the inspections and maintenance performed on time, and were documented in a logbook?

Also modifications should be documented, for after-market accessories should be registered in the registration papers.

There must be a general operating permit (ABE).

show the frequency and mileage logical or can be manipulated at the speedometer?

Make sure a test drive, which was to offer without being asked of the contractors.

test drive

Before driving, you are expected Note:

there a test drive insurance, is there a deductible?

Do not forget to take the car registration.

Carry a passenger who is awake with open eyes and ears there.

engine sounds often betray even before you start driving, if something is wrong. The engine temperature may indicate deficiencies.

you drive a known distance as possible and test different driving situations.

occur during the trip - from Radio necessarily - unusual noises, you should refrain from buying gap.

Make particular reference to the registration papers of the vehicle registration, the seller holds all rights to sell the vehicle. Otherwise, you will require the submission of a written power of attorney.

optional equipment and accessories, which will also be sold together, should be mentioned in the contract and, if described in a leaflet.

Take your time!

principle applies to the vehicle pick-up: Take your time!

And check the used vehicle, which stands as a new purchase before the house, exactly.

made arrangements to be the provider should also . Keep

After all documents are checked for completeness, you can be the car and explain exactly how it works. Sometimes the electronics has its drawbacks, so it makes sense to have shown the technical finesse.

How can I adjust the rearview mirror, which button acts as the windows, where is the horn, and how does the turn signals.

Clarify questions immediately.

If you have a used car from an authorized dealer, can best be equal to your contacts to introduce the service.

Pay best On-hand. Anything else can lead to complications.

checks for sales represent a security risk and are rarely accepted.

At high amounts of money made the transfer with your bank - so they avoid the risk during transport of a large sum. With the transfer of the money you should receive the vehicle title and vehicle keys.

mark, taxes and insurance

Do you have the desired Used only once envisaged, examined and found to be good and paid for, then legal formalities are done.

If the purchase of the used car is a made thing, then the re-registration should be made on your used car as soon as possible. You need to be submitted to the following, to the responsible registration office documents:

locking

vehicle registration and possibly decommissioning certificate

emissions inspection certificate (AU) an insurance certificate (so-called "dual card")

identity card or passport with Confirmation of

If you can not themselves come to the registration office, you have to give the officer a written authority. The officer must also identify themselves can.

These tips and tricks to help with buying a used car. By following the above points, you can at the purchase of your new companion from their dealer or private providers be successful.

If you want to play safe, buy the brand dealers, whose trading partners have an extensive used cars and offer most attractive warranty for used cars of all makes.

But again, of course, that you should check the car through its paces and possibly consult a professional for evaluation.

Perhaps you have a Mechanic of friends, who will be pleased with words and deeds.

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vehicle assessment


autotest.de

What is the Schwacke or DAT-list and what is their value?

order to successfully buy or sell a vehicle, it is essential in obtaining access to at least one of these lists.

The main task of the said lists is in the calculation of the approximate residual value of a used vehicle. Primary bases are the type of vehicle in its special equipment options, the mileage and age. In addition, however, data are included to give statements about the ever-changing, market-relevant aspects. This includes in particular the current demand of a particular vehicle attribute in relation to the existing range. For example, a particular painting the value of a vehicle decisive influence.

What is the Schwacke or DAT-list and what is their value? A key argument for relating it one of these lists is their independence. Schwacke DAT and watch the German domestic market as a whole, and almost daily update their costing data. So their lists not only serve as a basis for private and business sector but also in the insurance industry play a significant role. So this fall when determining a level of damage usually due to the residual value lists of DAT and Schwacke. In addition to the traditional list also developed numerous special lists, which outcrops on the market value of spare parts or repair services provide. Baremas for any loss of use compensation are part of the bouquet of the editors, such as market valuations of alternative types of vehicles, especially motorcycles and boats which take a high priority. This DAT stands for the German Automobile Trust GmbH, which developed from a closing of ranks of the Association of the Automotive Industry (VDA) and the Confederation of German car industry (ZDK). Schwacke The list was named after its first editor Hanns Schwacke in 1957 and is now managed by the Swiss company EurotaxxSchwacke.

To see the tax, interested parties can now a digital database of operator use. On the international market have also established a number of equivalents. Thus, the benchmark target of the American market is the so-called Kelley Blue Book.

The autotest.de Tip: Using Schwacke and DAT, you can easily determine the monetary value of a vehicle. Only if these estimates are also consistent with your perceived value to a particular vehicle? Whether you want to confirm or criticize something - give us a day and thousands of users the opportunity to participate in your own personal value assessment! To help themselves and other drivers decisively more closely related to your dream car. Can Do not give sometimes blissful for his company?

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10 tips for buying used cars


10 tips for buying used cars

first How to start best?
If you have decided to buy a used car, you have already made a good decision. Because you can buy an almost new car without suffering the high initial losses have a new car. New cars lose in one year often 20 to 30% in value. But there are other good reasons to opt for a used car.
yourself a used car to buy means that you can afford a car with better equipment eg The flood of lease returns, rental cars, day registrations and demonstration provides a wide range of young Used

you can expect a larger room for negotiation from new motor vehicles.

The classic arguments against cars, are now little more:



cars today are much more reliable than before. Many young used do not have warranty. Many manufacturers also offer long manufacturer warranties.

used car dealer to give an additional warranty.

Interest for a debt-financed used cars are lower.